We (Paz Auto Group Inc) provide used car loans at the best interest rates and terms. We use the car you bought as collateral for the loan. If this is the first time your hear about car loans we recommend visiting our car dealership in Laguna Hills.  

The main advantages of any type of car loan are:  

  1. If you have a good credit score, you may be able to receive a loan with the lowest interest rates (APR) from most vehicle dealers or lenders. At times, you might be eligible for a 0% APR loan.   
  2. If you have a low credit score, you may be able to get a loan at a high-interest rate.

So, before you plan for applying for a car loan.

Do the following:  

  1. Get your free Credit Score Report.  
  2. If the credit score is low, try to improve.  
  3. Save enough money for the down payment.  
  4. Find a co-signer with a good credit score. (Someone who trusts)  

We provide financing for both types of buyers:  

  1. Those who buy a used car from us. 
  2. Those who sell or trade in their car with us and purchase a new one.  

You may also estimate your monthly payments using our loan calculator. These monthly payments mostly depend upon APR and the terms of the loan. These, too, are dependent on your credit score, where you live, your work history, and other considerations, among other things.  

 As a result, work on improving your credit score to get a quick loan at low-interest rates.  

What are you waiting for? Go check out used cars for sale inventory and apply online for a used car loan by filling out the form below with accurate details and our representative will get back to you as soon as possible. 

Used Car Loan Calculator



Speak with one of our professional staff members to get quick answers to your questions.

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By Appointment Only

Interested in a vehicle? send us an inquiry.